Privacy Notice

At BWCI, we respect your privacy and we want to do everything that we can to keep your personal information safe.

Our basic promise to you is that we will only collect and hold as much information as is needed to perform our appointed tasks and to comply with our legal obligations. Our physical and electronic security measures help to ensure that only those staff members who need to access your information for work purposes are able to do so.

We will only share your personal information outside of our firm to fulfil the terms of our client engagements or where we are legally required to do so. We will never sell your personal information to anyone.

All personal information will be held and processed by the BWCI Group in accordance with the Data Protection (Bailiwick of Guernsey) Law, 2017 and other applicable data protection rules.

What information do we collect?

Our main areas of business activity are administration and trusteeship of retirement and other employee benefit plans, actuarial calculations, and insurance company management. In the course of these activities, we may use various pieces of information. This typically includes name, date of birth, marital status, salary and/or plan contributions or insurance premiums, and tax residence information.

We also collect basic contact information such as name, employer, and email address when individuals sign up for Bandwagon (the BWCI Group newsletter).

When you use our websites, certain information is collected:

  • Log information – Our web servers will automatically collect and store data for each request made. This includes device information, dates and times, your IP address and browser information.
  • Cookies – We place cookies on your device to store information related to your use of the websites.
  • Third party services – We use services such as Google Analytics to monitor usage of our websites. This service places a cookie on your device to record your interaction with our websites. The service also collects non-identifiable information related to your use of our site such as device and browser information. We use this data to help improve our websites structure and delivery of information.
What do we do with it?

Your personal information is used to maintain benefit or insurance records or to accurately perform actuarial or benefit calculations. We are legally obliged under certain circumstances to report tax or regulatory information on benefits or insurance policies.

If you have agreed to be on our Bandwagon mailing list, we use your contact details to maintain and develop our business relationship with you by keeping you informed of developments in the Channel Islands and internationally and with news about BWCI.

Other information gathered from your usage of the website is used to identify browsing patterns and trends. We also use log information to identify any potential problems with our services.

Is my information shared with anyone else?

We will only share your personal information outside of our firm to fulfil the terms of our client engagements. We may also be legally required to share some details (for example, to comply with regulatory or tax reporting obligations). We will never sell your personal information to anyone. General browsing data is collected and stored on our behalf by Google, their privacy policy is available at https://www.google.com/policies/privacy. When transferring your data to other jurisdictions, we comply with applicable data protection laws.

How long is it held?

Your personal information is held for only as long as it is needed to perform the terms of our client engagements. In some cases, legal requirements dictate that we continue to keep some records until a period of time has elapsed. Your information will be deleted, destroyed, or returned when we no longer have a legitimate business reason to retain it.

If you would like to be removed from our Bandwagon mailing list, please click here.

How can I get more details?

For more information on how we are complying with GDPR, click here

To contact us for more information about this Privacy Notice or the treatment of any personal information which you have provided to the website, if you wish to be removed from the BWCI Group email list, or to update the personal information which you have provided to the website, please email us mail@bwcigroup.com.