Employee benefit services

We are focused on delivering effective solutions for pension plans and other employee benefit plans. These include specialised consulting and administration services and our Blue Riband product range of positive retirement solutions.

Investment services

We provide practical and high quality investment advice which is unbiased and free from conflicts of interest. A full range of investment services is available to trustees and sponsors of pension plans, as well as to insurance companies, financial institutions and charities.

Insurance services

We are innovative with the services we provide to international life assurance companies, friendly societies and captive insurance companies. These include the core actuarial functions as well as broader consultancy issues such as product design and pricing.

International services

BWCI is the Channel Islands member firm of Abelica Global, the international organisation of independent actuarial and consulting firms.

Market Research and Island Consultancy

Island Global Research is a market research and consultancy company. We support clients in developing policies and initiatives, in making strategic decisions, in monitoring implementation, and in evaluating performance.


Almost 900 years' experience

BWCI is pleased to report that our “10 year club”, which recognises the long-service of our team, is continuing to grow.

BWCI signs GET Disability Charter

BWCI is delighted to have signed up to the Guernsey Employment Trust (GET) Disability Charter.

Guernsey Pensions Regulation - Gap analysis

Last year saw the States approve the introduction of a pensions regulatory framework. As part of this process, the Guernsey Financial Services Commission (“the Commission”) published The Pension Licensees (Conduct of Business) & Domestic and International Pension Scheme and Gratuity scheme Rules 2017 (“the Rules”).

What MiFID II means for Pension Schemes

The original Markets in Financial Instruments Directive (MiFID) was implemented in November 2007 to harmonise the regulation of investment services across the EU. However, the 2008 financial crisis exposed some of MIFID’s shortcomings in focusing on equities. Combined with the need to keep up with advancements in technology and the requirement for greater transparency in the financial system, the directive was revised and the Markets in Financial Instruments Regulations 2017 introduced.

Isle of Man Pension Freedoms?

Over the summer the Isle of Man Treasury launched a consultation on the possible introduction of a new pension scheme that would potentially provide greater pensions freedoms.